:root {
  --primary: #0b5cab;
  --primary-dark: #0a4c8c;
  --secondary: #ff2d2f;
  --accent: #ff7a1a;
  --bg: #f5f8fc;
  --text: #132238;
  --muted: #5e6b7a;
  --line: #dbe4ee;
  --white: #ffffff;
  --shadow: 0 20px 45px rgba(18, 38, 63, 0.08);
  --radius: 22px;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: Arial, Helvetica, sans-serif;
  color: var(--text);
  background: linear-gradient(180deg, #eef4fa 0%, #ffffff 26%, #f7f9fc 100%);
  line-height: 1.6;
}
a { color: inherit; text-decoration: none; }
img { max-width: 100%; display: block; }
.container {
  width: min(1180px, calc(100% - 32px));
  margin: 0 auto;
}
.topbar {
  background: linear-gradient(90deg, var(--primary-dark), var(--primary));
  color: #eaf3ff;
  font-size: 14px;
  padding: 10px 0;
}
.topbar .container {
  display: flex;
  justify-content: space-between;
  gap: 16px;
  flex-wrap: wrap;
}
.header {
  position: sticky;
  top: 0;
  z-index: 50;
  background: rgba(255,255,255,0.95);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid rgba(219, 228, 238, 0.9);
}
.nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  padding: 14px 0;
}
.brand {
  display: flex;
  align-items: center;
  gap: 14px;
  min-width: 0;
}
.brand-logo {
  width: 60px;
  height: 60px;
  border-radius: 16px;
  overflow: hidden;
  background: #fff;
  box-shadow: 0 10px 30px rgba(11, 92, 171, 0.10);
  flex: 0 0 auto;
  padding: 4px;
}
.brand-text h1 {
  margin: 0;
  font-size: 24px;
  line-height: 1.1;
  color: var(--primary);
}
.brand-text p {
  margin: 2px 0 0;
  color: var(--muted);
  font-size: 13px;
}
.menu {
  display: flex;
  align-items: center;
  gap: 24px;
  font-size: 15px;
  color: #344255;
}
.menu a:hover { color: var(--primary); }
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  padding: 14px 24px;
  border-radius: 999px;
  font-weight: 700;
  transition: 0.2s ease;
  border: 1px solid transparent;
  cursor: pointer;
}
.btn-primary {
  background: linear-gradient(135deg, var(--primary), var(--secondary));
  color: var(--white);
  box-shadow: 0 16px 30px rgba(11, 92, 171, 0.22);
}
.btn-primary:hover,
.btn-outline:hover,
.floating-wa:hover { transform: translateY(-1px); }
.btn-outline {
  background: var(--white);
  color: var(--primary);
  border-color: var(--line);
}
.btn-nav { padding: 12px 18px; }
.btn-full-width { width: 100%; }
.btn-cta-light { background:#fff; color:var(--primary); }
.hero {
  padding: 72px 0 42px;
}
.hero-grid {
  display: grid;
  grid-template-columns: 1.08fr 0.92fr;
  gap: 30px;
  align-items: center;
}
.badge {
  display: inline-block;
  padding: 10px 14px;
  border-radius: 999px;
  background: rgba(11, 92, 171, 0.10);
  color: var(--primary);
  font-size: 13px;
  font-weight: 700;
  margin-bottom: 16px;
}
.badge-soft { margin-bottom: 14px; }
.hero h2 {
  margin: 0 0 18px;
  font-size: clamp(34px, 5vw, 56px);
  line-height: 1.08;
  letter-spacing: -1.4px;
}
.hero h2 span { color: var(--primary); }
.hero p.lead {
  margin: 0 0 24px;
  font-size: 18px;
  color: #334155;
  max-width: 720px;
}
.hero-actions {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
  margin-bottom: 28px;
}
.hero-stats {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 14px;
}
.stat {
  background: rgba(255,255,255,0.92);
  border: 1px solid var(--line);
  border-radius: 16px;
  padding: 18px;
  box-shadow: var(--shadow);
}
.stat strong {
  display: block;
  font-size: 22px;
  color: var(--primary);
  margin-bottom: 6px;
}
.stat span {
  color: var(--muted);
  font-size: 14px;
}
.hero-card {
  background: linear-gradient(180deg, #ffffff 0%, #f4f8fd 100%);
  border: 1px solid var(--line);
  border-radius: 30px;
  padding: 28px;
  box-shadow: var(--shadow);
  position: relative;
  overflow: hidden;
}
.hero-card:before {
  content: "";
  position: absolute;
  right: -40px;
  top: -50px;
  width: 180px;
  height: 180px;
  border-radius: 50%;
  background: rgba(255, 45, 47, 0.08);
}
.hero-card:after {
  content: "";
  position: absolute;
  left: -45px;
  bottom: -55px;
  width: 160px;
  height: 160px;
  border-radius: 50%;
  background: rgba(11, 92, 171, 0.10);
}
.hero-card > * { position: relative; z-index: 1; }
.hero-card-title {
  margin:0 0 12px;
  font-size:30px;
  line-height:1.15;
}
.hero-card-text { margin:0; color:var(--muted); }
.feature-list {
  display: grid;
  gap: 14px;
  margin-top: 18px;
}
.feature {
  display: flex;
  gap: 12px;
  align-items: flex-start;
  background: var(--white);
  padding: 16px;
  border: 1px solid var(--line);
  border-radius: 16px;
}
.feature-icon {
  width: 36px;
  height: 36px;
  border-radius: 12px;
  display: grid;
  place-items: center;
  background: rgba(11, 92, 171, 0.12);
  color: var(--primary);
  font-weight: 700;
  flex: 0 0 auto;
}
.feature-sub { color:var(--muted); font-size:14px; }
section { padding: 40px 0; }
.section-title {
  max-width: 780px;
  margin-bottom: 26px;
}
.section-title.centered { margin-left:auto; margin-right:auto; text-align:center; }
.section-title .mini {
  display: block;
  margin-bottom: 10px;
  color: var(--secondary);
  font-weight: 700;
  font-size: 13px;
  text-transform: uppercase;
  letter-spacing: 1px;
}
.section-title h3 {
  margin: 0 0 10px;
  font-size: clamp(28px, 4vw, 40px);
  line-height: 1.15;
  letter-spacing: -0.8px;
}
.section-title p {
  margin: 0;
  color: var(--muted);
  font-size: 17px;
}
.grid-2 {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
}
.grid-3 {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
}
.grid-4 {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 18px;
}
.card {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 24px;
  box-shadow: var(--shadow);
  height: 100%;
}
.panel-dark {
  background: linear-gradient(135deg, var(--primary-dark), var(--primary));
  color: var(--white);
  border-radius: 28px;
  padding: 30px;
  box-shadow: var(--shadow);
}
.panel-dark p,
.panel-dark li {
  color: rgba(255,255,255,0.90);
}
.section-subtitle-large { margin:0 0 14px; font-size:28px; }
.section-subtitle { margin-top:0; font-size:24px; }
.muted-paragraph { margin:0; color:var(--muted); }
.list {
  margin: 18px 0 0;
  padding-left: 18px;
}
.pill-wrap {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 18px;
}
.pill {
  padding: 11px 16px;
  border-radius: 999px;
  background: #eef5ff;
  color: var(--primary);
  border: 1px solid #d7e7fb;
  font-weight: 700;
  font-size: 14px;
}
.icon-box {
  width: 54px;
  height: 54px;
  border-radius: 16px;
  display: grid;
  place-items: center;
  background: linear-gradient(135deg, rgba(11,92,171,0.12), rgba(255,45,47,0.10));
  color: var(--primary);
  font-weight: 700;
  font-size: 22px;
  margin-bottom: 16px;
}
.card-title { margin:0 0 8px; }
.card-text { margin:0; color:var(--muted); }
.step-number {
  width: 48px;
  height: 48px;
  border-radius: 14px;
  display: grid;
  place-items: center;
  background: linear-gradient(135deg, var(--primary), var(--secondary));
  color: var(--white);
  font-weight: 700;
  margin-bottom: 16px;
  box-shadow: 0 14px 26px rgba(11, 92, 171, 0.20);
}
.contact-box {
  padding: 16px 18px;
  border: 1px solid var(--line);
  border-radius: 16px;
  background: #f8fbff;
}
.contact-box-inline { margin-top:14px; }
.contact-box strong {
  display: block;
  margin-bottom: 6px;
  color: var(--primary);
}
.contact-action { margin-top:18px; }
.form {
  display: grid;
  gap: 14px;
}
.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
}
.input,
.textarea,
select {
  width: 100%;
  border: 1px solid var(--line);
  border-radius: 14px;
  padding: 14px 16px;
  font-size: 15px;
  color: var(--text);
  background: var(--white);
  outline: none;
}
.textarea {
  min-height: 130px;
  resize: vertical;
}
.input:focus,
.textarea:focus,
select:focus {
  border-color: var(--primary);
  box-shadow: 0 0 0 4px rgba(11, 92, 171, 0.08);
}
.faq {
  display: grid;
  gap: 14px;
}
details {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 18px;
  padding: 18px 20px;
  box-shadow: var(--shadow);
}
summary {
  font-weight: 700;
  cursor: pointer;
  list-style: none;
}
summary::-webkit-details-marker { display: none; }
details p {
  margin: 12px 0 0;
  color: var(--muted);
}
.cta { padding: 20px 0 60px; }
.cta-box {
  background: linear-gradient(135deg, var(--primary-dark), var(--primary), var(--secondary));
  color: var(--white);
  border-radius: 30px;
  padding: 34px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 20px;
  flex-wrap: wrap;
  box-shadow: 0 24px 50px rgba(11, 92, 171, 0.22);
}
.cta-title {
  margin:0;
  font-size:34px;
  line-height:1.1;
}
.cta-box p {
  margin: 8px 0 0;
  color: rgba(255,255,255,0.92);
}
.cta-actions {
  display:flex;
  gap:12px;
  flex-wrap:wrap;
}
.footer {
  background: #081a30;
  color: #d7e4ef;
  padding: 32px 0;
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr 1fr;
  gap: 20px;
}
.footer h4 {
  margin: 0 0 12px;
  color: #fff;
  font-size: 18px;
}
.footer p,
.footer a,
.footer li {
  color: #c1d0df;
  font-size: 15px;
}
.footer ul {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  gap: 8px;
}
.copyright {
  border-top: 1px solid rgba(255,255,255,0.10);
  margin-top: 18px;
  padding-top: 16px;
  color: #9cb2c8;
  font-size: 14px;
}
.floating-wa {
  position: fixed;
  right: 18px;
  bottom: 18px;
  z-index: 999;
  width: 58px;
  height: 58px;
  border-radius: 50%;
  background: #25D366;
  color: #fff;
  display: grid;
  place-items: center;
  font-size: 28px;
  box-shadow: 0 18px 30px rgba(37,211,102,0.30);
}
@media (max-width: 1024px) {
  .hero-grid,
  .grid-2,
  .footer-grid {
    grid-template-columns: 1fr;
  }
  .grid-4 {
    grid-template-columns: repeat(2, 1fr);
  }
  .menu {
    display: none;
  }
}
@media (max-width: 768px) {
  .hero {
    padding-top: 50px;
  }
  .hero-stats,
  .grid-3,
  .grid-4,
  .form-row {
    grid-template-columns: 1fr;
  }
  .brand-text h1 {
    font-size: 21px;
  }
  .hero p.lead,
  .section-title p {
    font-size: 16px;
  }
}